Open the Legal terms before account access
Our Legal terms describe who may access the account area, how eligibility is assessed, and which local rules apply to your use of the service. Where local law permits, you can open an account after completing the required phone verification; if access is restricted in your
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location, the policy takes priority. The same wording covers account records connected with DANA, OVO, GoPay, QRIS, bank transfer and virtual account activity. Payment references do not change the conditions attached to your account. For bank rails such as BCA, BRI, Mandiri and BNI, keep the
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payment receipt linked to your own transaction details. We may request clarification when an account name, phone number or payment record does not match. Read the terms before opening an account and contact us if a clause is unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.